Best Term Insurance Rates for value received.
All term life insurance policies are not created equal! Northwestern Mutual will waiver your premium if you are disabled for more than 6 months. At this point in time Northwest Mutual is the only company that offers this benefit.  See below Waiver of Premium Hello, I am Colby Bright and I would appreciate the opportunity to talk to you at your convenience. You see there is no one policy that covers all. Each individual's needs are different. We at Northwestern will most likely have the policy to fit your exact needs. So lets talk.  colby.bright@nmfn.com 419-544-0341 is my cell phone number. You can usually get me at this number because I am out of the office servicing customers most of the time. Term-Insurance is our product but; Service is my business.	Following is a short description of some of our Term life insurance policies . Types of Term Life Insurance Northwestern Mutual provides four distinct types of term life insurance.  Northwestern Mutual is the second largest writer of term insurance in the industry. Types of Term Life Insurance Term 80 This type of term life insurance is designed for buyers who need permanent life insurance coverage, but can’t afford the premium of a permanent policy.  This type of term life insurance is well suited for situations where low cost insurance is needed, such as for young families or new businesses. Term 10 This type of term life insurance product is for those needing significant amounts of coverage for a limited period of time. Level Term 20 This type of term life insurance offers temporary coverage for a level premium of 20 years.  This term life insurance option gives you the advantage of knowing how much your premiums are going to be so you can budget accordingly for the years to come. Level Term 10 This type of term life insurance is designed to cover a temporary need, yet offers 20 years of coverage.  One benefit of this type of term life insurance is that there are guaranteed level premiums throughout the first 10 years of the policy, which also makes it easy to budget effectively and plan for future insurance costs.   Thanks for checking us out. Contact me and I will be glad to answer any questions you may have. If I do not know I will tell you so, but I will get you the correct answer for your unique need.-------- colby.bright@nmfn.com or 419-544-0341.

“Waiver of Premium” Once distinct competitive advantage that Northwestern Mutual is able to provide is the option of “Waiver of Premium.”  This term life insurance option waives the payment of all premiums that come due during the disability of the insured person. For premiums to be waived, total disability must exist continuously for a period of six months and result from an accident or sickness. Total disability is defined in the terms of the policy contract.